Legal
The documents behind every account
Your rights and our promises, in plain language. These pages are reviewed as the platform grows, and the version number shows when they last changed.
Privacy Policy
What personal data we hold, why we hold it, and how long we keep it.
Version 3 · updated 16 October 2026Refund Policy
When a purchase can be refunded, and how to ask for one.
Version 2 · updated 16 October 2026Terms of Service
The agreement between you and PassTOPIK when you use the platform.
Version 2 · updated 16 October 2026